Hello!
I’m Tom Kent, an insurance agent committed to helping individuals and families secure their futures. Licensed in Alabama, Illinois, Michigan, Ohio, and Virginia.
I specialize in offering personalized insurance solutions that fit your unique needs providing you with the protection and peace of mind you deserve.
Let’s work together to find the solution that fits you best!
Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death. It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay offyour mortgage. This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments.
Mortgage protection insurance is right for you if you want to:
​
• Protect your most valuable asset
​
• Ensure your loved ones never have to deal with the fear of losing their home
​
• Provide financial security if the unthinkable happens
FAQs:
What is the difference between Home Insurance and Mortgage Protection?
Home insurance protects the physical home and it's contents, while mortgage protection secures the financial stability of paying off the mortgage in the event of the homeowner’s death.
Can I Afford Mortgage Protection?
Mortgage protection is one of the most inexpensive types of insurance, and it’s often a more affordable option than purchasing a separate whole life policy to pay off your mortgage in the event of your death.
Do I qualify for mortgage protection insurance?
Mortgage protection insurance has a very high acceptance rate as most plans are offered with simplified underwriting without requirement of a medical exam to qualify.
Empowering Future Agents
Join an agency that invests in your success! Whether you’re a licensed professional or starting fresh without a license, our free training program provides all the tools and knowledge you need to excel. From comprehensive licensing preparation to advanced sales techniques, we’ll support your journey every step of the way.
Start your rewarding career with confidence and grow with a team that’s dedicated to your potential.